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      • Terms & Conditions
      • Texas Recovery Fund Notice
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  • Required Docs
    • Upload Documents
    • Purchase Checklist for Mortgage Loans
    • Refinance Checklist for Mortgage Loans
    • VA IRRL Refinance checklist
    • FHA Streamline Refinance checklist
    • Reverse Mortgage Loan Checklist
    • Construction Loan checklist
    • Hard money Request form
    • Commercial Loan Docs
  • Loan Programs
    • Conventional Loans
      • Conventional purchase loans
      • Fannie Mae
        HomeReady 3% down
      • Freddie Mac
        Home Possible
        3% Down
      • DACA Conventional Loans
      • Conforming Loan Limits
        • Area Median Income Limits
    • FHA Mortgage Loans
      • FHA Purchase Loans
      • 100% FHA Financing
      • FHA Refinance
      • FHA Streamline Refinance
        • FHA Streamline
        • FHA Streamline Refinance
          Guidelines
      • FHA 203-K Loan
        • FHA 203-K Loan
          Streamlined(k) Eligible
        • FHA 203-K Loan
          Eligible Properties
        • FHA 203-K Loan
          Streamline Refinance
        • FHA 203-K Loan
          Q&A’s
      • FHA Mortgage Insurance
        Overview
    • VA Mortgage Loans
      • VA Purchase loans
      • VA Cash Out Refinance
      • VA IRRL Refinance
        • VA IRRL Loan Features
        • VA IRRL Process
        • VA Streamline Q&A
      • VA Jumbo Loan
      • VA Mortgage Loan benefits
      • VA Guidelines
        • VA Credit Guidlines
        • VA Entitlements
        • VA Funding Fee
        • VA Loan Limits
        • VA Loan Occupancy
          Guidelines
        • VA Mortgage Loan Income Guidelines
        • VA Residual Income Guidelines
        • DD-214 Form – VA Loans
      • VA Loan Videos
    • USDA Mortgage Loans
      (Rural Housing)
    • Reverse Mortgage Loans
      • Benefits of a
        Reverse Mortgage Loan
      • How a Reverse Mortgage
        Loan Works
      • Counseling for
        Reverse Mortgages
        • HUD Approved Counselors
      • Get the facts on
        Reverse Mortgages
      • Is A Reverse Mortgage
        Right for Me?
      • Requirements & Eligibility
        for Reverse Mortgage’s
      • Loan options for
        a Reverse Mortgage Loans
      • Purchase a Home
        with a Reverse Mortgage
    • Jumbo Mortgage Loans
      • Jumbo Mortgages
      • Jumbo Mortgage Loan videos
    • HELOC Home Loans (Home Equity Line of Credit)
    • Non-QM Mortgage Loans
      Bank Statement Loans
      • DSCR Mortgage Loans
      • DSCR Investment property Mortgage Loans
      • Bank statement
        Jumbo Loans
      • Fix & Flip Mortgage Loans
      • Asset Depletion
        Mortgage Loan
      • Fresh Start –
        Damaged credit Mortgage Loans
    • Manufactured Mortgage Loans
    • Commercial Real Estate Financing Loans
      • SBA 504 Loans
        • UNDERSTANDING THE 504 SMALL BUSINESS ADMINISTRATION LOAN
        • THE SBA 504 LOAN APPLICATION PROCESS
      • Church Loans
      • Factoring of Invoices
      • Securities lending
  • Loan Purposes/Loan Types
    • Purchase Loans
    • Refinance
      • Refinance Mortgage Loans
      • Cash out Refinance Mortgage
      • Debt Consolidation Refinance
  • Other Services
    • Down Payment Assistance
      Programs
      • 100% FHA Financing
      • Colorado Down Payment
        Assistance
        (CHAFA)
      • Utah Down Payment
        Assistance Programs
        • Salt Lake & Salt Lake County
          Down Payment Assistance programs
        • Davis County
          Down Payment Assistance
        • Own-In-Ogden
          Down Payment
        • Utah County
          Down Payment Assitance
        • Provo First Time
          Home buyers program
    • Homebuyer Education
      Courses
    • Mortgage Life Insurance
  • News & Articles
  • Home
  • Apply
  • Contact
    • Schedule a Loan Application Meeting
  • About Us
    • Our Team
      • Ben Gerritsen
    • Where we lend
      • Colorado – Mortgage Loans
      • Florida – Mortgage Loans
        • Florida Mortgage Brokers
      • Idaho Mortgage Loans
      • Texas – Mortgage Loans
      • Utah – Mortgage Loans
        • North Ogden Utah Mortgage Loans
        • Park City Mortgage Loans
    • Testimonials
      • Add Testimonial
    • Join our Team
    • Disclosures & Licensing
    • Privacy Policy
      • Terms & Conditions
      • Texas Recovery Fund Notice
      • DMCA
  • Required Docs
    • Upload Documents
    • Purchase Checklist for Mortgage Loans
    • Refinance Checklist for Mortgage Loans
    • VA IRRL Refinance checklist
    • FHA Streamline Refinance checklist
    • Reverse Mortgage Loan Checklist
    • Construction Loan checklist
    • Hard money Request form
    • Commercial Loan Docs
  • Loan Programs
    • Conventional Loans
      • Conventional purchase loans
      • Fannie Mae
        HomeReady 3% down
      • Freddie Mac
        Home Possible
        3% Down
      • DACA Conventional Loans
      • Conforming Loan Limits
        • Area Median Income Limits
    • FHA Mortgage Loans
      • FHA Purchase Loans
      • 100% FHA Financing
      • FHA Refinance
      • FHA Streamline Refinance
        • FHA Streamline
        • FHA Streamline Refinance
          Guidelines
      • FHA 203-K Loan
        • FHA 203-K Loan
          Streamlined(k) Eligible
        • FHA 203-K Loan
          Eligible Properties
        • FHA 203-K Loan
          Streamline Refinance
        • FHA 203-K Loan
          Q&A’s
      • FHA Mortgage Insurance
        Overview
    • VA Mortgage Loans
      • VA Purchase loans
      • VA Cash Out Refinance
      • VA IRRL Refinance
        • VA IRRL Loan Features
        • VA IRRL Process
        • VA Streamline Q&A
      • VA Jumbo Loan
      • VA Mortgage Loan benefits
      • VA Guidelines
        • VA Credit Guidlines
        • VA Entitlements
        • VA Funding Fee
        • VA Loan Limits
        • VA Loan Occupancy
          Guidelines
        • VA Mortgage Loan Income Guidelines
        • VA Residual Income Guidelines
        • DD-214 Form – VA Loans
      • VA Loan Videos
    • USDA Mortgage Loans
      (Rural Housing)
    • Reverse Mortgage Loans
      • Benefits of a
        Reverse Mortgage Loan
      • How a Reverse Mortgage
        Loan Works
      • Counseling for
        Reverse Mortgages
        • HUD Approved Counselors
      • Get the facts on
        Reverse Mortgages
      • Is A Reverse Mortgage
        Right for Me?
      • Requirements & Eligibility
        for Reverse Mortgage’s
      • Loan options for
        a Reverse Mortgage Loans
      • Purchase a Home
        with a Reverse Mortgage
    • Jumbo Mortgage Loans
      • Jumbo Mortgages
      • Jumbo Mortgage Loan videos
    • HELOC Home Loans (Home Equity Line of Credit)
    • Non-QM Mortgage Loans
      Bank Statement Loans
      • DSCR Mortgage Loans
      • DSCR Investment property Mortgage Loans
      • Bank statement
        Jumbo Loans
      • Fix & Flip Mortgage Loans
      • Asset Depletion
        Mortgage Loan
      • Fresh Start –
        Damaged credit Mortgage Loans
    • Manufactured Mortgage Loans
    • Commercial Real Estate Financing Loans
      • SBA 504 Loans
        • UNDERSTANDING THE 504 SMALL BUSINESS ADMINISTRATION LOAN
        • THE SBA 504 LOAN APPLICATION PROCESS
      • Church Loans
      • Factoring of Invoices
      • Securities lending
  • Loan Purposes/Loan Types
    • Purchase Loans
    • Refinance
      • Refinance Mortgage Loans
      • Cash out Refinance Mortgage
      • Debt Consolidation Refinance
  • Other Services
    • Down Payment Assistance
      Programs
      • 100% FHA Financing
      • Colorado Down Payment
        Assistance
        (CHAFA)
      • Utah Down Payment
        Assistance Programs
        • Salt Lake & Salt Lake County
          Down Payment Assistance programs
        • Davis County
          Down Payment Assistance
        • Own-In-Ogden
          Down Payment
        • Utah County
          Down Payment Assitance
        • Provo First Time
          Home buyers program
    • Homebuyer Education
      Courses
    • Mortgage Life Insurance
  • News & Articles
  • Home
  • Apply
  • Contact
    • Schedule a Loan Application Meeting
  • About Us
    • Our Team
      • Ben Gerritsen
    • Where we lend
      • Colorado – Mortgage Loans
      • Florida – Mortgage Loans
        • Florida Mortgage Brokers
      • Idaho Mortgage Loans
      • Texas – Mortgage Loans
      • Utah – Mortgage Loans
        • North Ogden Utah Mortgage Loans
        • Park City Mortgage Loans
    • Testimonials
      • Add Testimonial
    • Join our Team
    • Disclosures & Licensing
    • Privacy Policy
      • Terms & Conditions
      • Texas Recovery Fund Notice
      • DMCA
  • Required Docs
    • Upload Documents
    • Purchase Checklist for Mortgage Loans
    • Refinance Checklist for Mortgage Loans
    • VA IRRL Refinance checklist
    • FHA Streamline Refinance checklist
    • Reverse Mortgage Loan Checklist
    • Construction Loan checklist
    • Hard money Request form
    • Commercial Loan Docs
  • Loan Programs
    • Conventional Loans
      • Conventional purchase loans
      • Fannie Mae
        HomeReady 3% down
      • Freddie Mac
        Home Possible
        3% Down
      • DACA Conventional Loans
      • Conforming Loan Limits
        • Area Median Income Limits
    • FHA Mortgage Loans
      • FHA Purchase Loans
      • 100% FHA Financing
      • FHA Refinance
      • FHA Streamline Refinance
        • FHA Streamline
        • FHA Streamline Refinance
          Guidelines
      • FHA 203-K Loan
        • FHA 203-K Loan
          Streamlined(k) Eligible
        • FHA 203-K Loan
          Eligible Properties
        • FHA 203-K Loan
          Streamline Refinance
        • FHA 203-K Loan
          Q&A’s
      • FHA Mortgage Insurance
        Overview
    • VA Mortgage Loans
      • VA Purchase loans
      • VA Cash Out Refinance
      • VA IRRL Refinance
        • VA IRRL Loan Features
        • VA IRRL Process
        • VA Streamline Q&A
      • VA Jumbo Loan
      • VA Mortgage Loan benefits
      • VA Guidelines
        • VA Credit Guidlines
        • VA Entitlements
        • VA Funding Fee
        • VA Loan Limits
        • VA Loan Occupancy
          Guidelines
        • VA Mortgage Loan Income Guidelines
        • VA Residual Income Guidelines
        • DD-214 Form – VA Loans
      • VA Loan Videos
    • USDA Mortgage Loans
      (Rural Housing)
    • Reverse Mortgage Loans
      • Benefits of a
        Reverse Mortgage Loan
      • How a Reverse Mortgage
        Loan Works
      • Counseling for
        Reverse Mortgages
        • HUD Approved Counselors
      • Get the facts on
        Reverse Mortgages
      • Is A Reverse Mortgage
        Right for Me?
      • Requirements & Eligibility
        for Reverse Mortgage’s
      • Loan options for
        a Reverse Mortgage Loans
      • Purchase a Home
        with a Reverse Mortgage
    • Jumbo Mortgage Loans
      • Jumbo Mortgages
      • Jumbo Mortgage Loan videos
    • HELOC Home Loans (Home Equity Line of Credit)
    • Non-QM Mortgage Loans
      Bank Statement Loans
      • DSCR Mortgage Loans
      • DSCR Investment property Mortgage Loans
      • Bank statement
        Jumbo Loans
      • Fix & Flip Mortgage Loans
      • Asset Depletion
        Mortgage Loan
      • Fresh Start –
        Damaged credit Mortgage Loans
    • Manufactured Mortgage Loans
    • Commercial Real Estate Financing Loans
      • SBA 504 Loans
        • UNDERSTANDING THE 504 SMALL BUSINESS ADMINISTRATION LOAN
        • THE SBA 504 LOAN APPLICATION PROCESS
      • Church Loans
      • Factoring of Invoices
      • Securities lending
  • Loan Purposes/Loan Types
    • Purchase Loans
    • Refinance
      • Refinance Mortgage Loans
      • Cash out Refinance Mortgage
      • Debt Consolidation Refinance
  • Other Services
    • Down Payment Assistance
      Programs
      • 100% FHA Financing
      • Colorado Down Payment
        Assistance
        (CHAFA)
      • Utah Down Payment
        Assistance Programs
        • Salt Lake & Salt Lake County
          Down Payment Assistance programs
        • Davis County
          Down Payment Assistance
        • Own-In-Ogden
          Down Payment
        • Utah County
          Down Payment Assitance
        • Provo First Time
          Home buyers program
    • Homebuyer Education
      Courses
    • Mortgage Life Insurance
  • News & Articles

Category: Mortgage News

July 2025: Are Mortgage Rates Finally Stabilizing?

July 2025: Are Mortgage Rates Finally Stabilizing?

Mortgage rates are steady in July 2025, giving buyers a stable market to make informed decisions.

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